Privacy & Cookie Policy
Effective Date: 11/03/2019
Data Controller Contact Information
Your Bottom Line is the trading style of:
Justin Caffrey Global Ltd (UK)
Company No: 11300393
Registered Address: 71–75 Shelton Street, Covent Garden, London, England, WC2H 9JQJustin Caffrey Global Limited (Ireland)
Company No: 624964
Registered Address: 3 The Strand, Marina Village, Greystones, Co. Wicklow, A60 AW63, IrelandJ P Galligan Services Company Limited (Ireland)
Company No: 392943
Registered Address: Saint Gall's House, 6 Saint Gall Gardens South, Dundrum, Dublin 14, D14 Y882
The Your Bottom Line group works in conjunction with a select panel of funding partners based in the Channel Islands, Switzerland, Dubai, the British Virgin Islands, and Hong Kong.
Data Protection Officer
Justin Caffrey
The Strand, Marina Village, Greystones, Co. Wicklow, A60 AW63, Ireland
Phone: +353 86 049 0043
Email: caffrey.justin@googlemail.com
This Privacy & Cookie Policy governs the use of our website www.yourbottomline.com. It sets out what personal data (“PD”) and non-personal data (“NPD”) we may collect, how we collect it, how we protect it, how we may share it, how you can access and change it, and how you can limit our sharing of it. It also explains your legal rights under GDPR and related regulations.
© Your Bottom Line. All rights reserved.
Our Legal Basis for Collecting and Processing Personal Data
Our legal basis for collecting and processing your PD when you engage with us for products or services is based on the necessity for the performance of a contract or to take steps to enter into a contract.
When you sign up for newsletters or request information about our services through website opt-in forms, our legal basis is consent.
Definitions
Personal Data (PD): Any information that identifies or can be used to identify an individual directly or indirectly (e.g., name, email, identification number, date of birth, occupation, demographic details).
Non-Personal Data (NPD): Information that is not personally identifiable.
Website: www.yourbottomline.com, including all content and services offered under the Your Bottom Line brand.
Services: Investment, consultancy, advisory, and related services offered by Your Bottom Line and its group companies.
Channels: Various means by which data may be collected, including our Website, Services, social media pages, email messages, and offline events.
Visitor: Any individual browsing our Website.
User: Any person or entity engaging with our Services, whether free or paid.
GDPR: Regulation (EU) 2016/679 on the protection of natural persons with regard to the processing of Personal Data.
Changes
We may revise this Privacy & Cookie Policy from time to time. All updates and amendments are effective immediately upon posting a revised version on the Website. Continued use of the Website signifies consent to these changes.
Scope
This policy explains how Your Bottom Line collects and processes your data, and your rights to control its use. It applies to all data collected via our Website, Services, and related activities.
Information We Collect
a. Information You Provide
Your email when subscribing to newsletters or updates.
Your name and contact details when you engage via forms or email.
Company information, postal address, and phone number when entering into agreements.
Any additional information you provide during direct communication.
b. Information We Collect Automatically
IP address, browser type, and device information.
Log files, cookies, and usage data.
Analytics (e.g., Google Analytics) to measure performance and traffic.
c. Marketing & Events
We may collect data to evaluate campaigns, communicate about events, and provide follow-up information.
How We Use Personal Data
To deliver services and fulfil contractual obligations.
To provide newsletters, updates, and communications (with consent).
To analyse website usage and improve performance.
To comply with legal obligations and regulatory requirements.
To safeguard the business, including fraud prevention and compliance.
Sharing & Disclosure
We do not sell your data. We may share Personal Data with trusted service providers, such as:
Payment processors (e.g., Stripe, Braintree).
Email services (e.g., Mailchimp).
IT and infrastructure providers.
Legal, tax, and regulatory partners supporting our Services.
We may also disclose data to comply with law, respond to regulators, or in connection with corporate transactions (e.g., sale, merger, reorganisation).
Cookies & Tracking
Our Website uses cookies (both session and persistent), as well as third-party cookies such as Google Analytics and Mailchimp. These are used to:
Recognise returning users.
Track website performance and optimise campaigns.
Manage user preferences.
You can control cookies via your browser settings. For details, visit aboutcookies.org.
Your Rights
Under GDPR, you have the following rights:
Right to be informed.
Right of access.
Right to rectification.
Right to erasure (“right to be forgotten”).
Right to restrict processing.
Right to data portability.
Right to object to processing.
Rights in relation to automated decision-making and profiling.
You also have the right to file a complaint with the Irish Data Protection Commission or your local supervisory authority.
Data Retention
We retain Personal Data only as long as necessary for the purposes described. Retention periods comply with applicable law, including obligations under tax, company law, and anti-money laundering regulations.
Children’s Privacy
Our services are not directed at children. If we inadvertently collect information relating to minors, we will delete it promptly.
Security
We use reasonable and appropriate measures to protect Personal Data against loss, misuse, and unauthorised access. In the event of a material breach, affected users will be notified within 72 hours, in compliance with GDPR.
Contact
If you have questions, concerns, or requests regarding your Personal Data, please contact us:
Email: jc@justincaffrey.com
Phone: +353 86 049 0043
Address: The Strand, Marina Village, Greystones, Co. Wicklow, A60 AW63, Ireland